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[实用信息] 哪家银行有免费的美元信用卡

哪家银行有免费的美元信用卡

准备新年去美国购物.不知道哪家银行的美元信用卡不用交年费的
谢谢推荐!

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RBC

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引用:
原帖由 wuhan 于 2009-12-11 09:22 发表
准备新年去美国购物.不知道哪家银行的美元信用卡不用交年费的
谢谢推荐!
是否免费当然是重点。
看看利息是多少?
The bank will get you one way or another.

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回复 2# 的帖子

恩。。。。  RBC的美元卡也免费?
俺咋不知道捏。。。

俺用的是BMO的美元卡, 原来是免费的, 不过据说现在也开始收费了。。。。

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Any one took Comm 0033 (SEA) at BCIT before ?

I would like to ask them for info.

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回复 3# 的帖子

RBC need $700 deposit

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BMO  美金信用卡:

Bypass the cost and uncertainty of fluctuating exchange rates. Pay for your U.S. purchases in U.S. funds.
  • Zero liability. Feel safe from unauthorized purchases on the web or anywhere else 1
  • Extended Warranty & Purchase Protection 2
  • Acceptance at 30 million locations worldwide
  • Get cash advances at nearly 1 million ABM’s worldwide 3
Ideal if you travel to the U.S. frequently, live in the U.S. for more than three months, maintain a U.S. Dollar account or make online purchases from U.S. merchants.
  • $25 annual fee 4, additional cards free
  • 19.5% interest rate 4
  • 21 payment grace days 4


TD 美金信用卡:

TD U.S. Dollar Visa3 Included Benefits
  • Auto Rental Collision/Loss Damage Insurance -- save money when you rent a car
  • Emergency Travel Assistance Services-- help in a personal emergency when you are travelling
  • Delayed and Lost Baggage Insurance -- up to $1,000 coverage
  • Purchase Security and Extended Warranty Protection –protects most items when purchased with your TD Visa
  • Common Carrier Travel Accident Insurance -- up to $500,000 coverage for you, your spouse and dependent children
  • Trip Interruption Insurance
Other Valuable Features & Benefits
  • Optional Services
  • Travel Medical Insurance
  • Free Authorized User Cards
  • Chip Enabled Technology -- the security and peace of mind through the use of a personal identification number (PIN)
  • Visa payWave Technology -- a secure and easy contactless payment system that's faster and more convenient than paying with cash
  • The Power of Visa
  • Personal Banking Services
  • $39 Annual Fee
  • 19.75% Interest Rate


RBC 美金信用卡:
  • The perfect option for U.S. travellers
  • Make transactions in U.S. funds
  • Earn 1 RBC Rewards point for every $1 U.S. spent
  • $65 Annual Fee19.5% interest rate
  • Minimum Annual income: $35000


CIBC 美金信用卡:
  • $100,000 Common Carrier Accident Insurance2
  • AVIS car rental discounts of up to 20% at participating locations3
  • Cash advances of up to $1,0004
  • Emergency card replacementWorldwide VISA acceptance when at over 24 million locationsIdentity Theft Assistance - get quick access to guidance and clear instructions on what to do if you suspect you're the victim of identity theft by calling 1-800-465-465324/7 roadside assistance in Canada or the mainland U.S. with no upfront fees and a market rate guarantee with Driver Assist5
  • $35 Annual Fee1
  • 19.5% Interest Rate

好像就这几家有美金信用卡吧,如果有漏写的,请提示。谢谢。这年头儿,好像是没有免费的了。

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银行账户信息,定存投资,个人贷款,房屋贷款。如果你想得到更多的咨询或更快的回复,可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:(250)405-2355   
lina.feng@bmo.com

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cibc 免费

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中国银行免费

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为啥要用USD卡呢,CAD的卡一样可以用。

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CIBC 美金信用卡 好象是19.5%
TD的错过一次pym 增加5% interest rate, 黑心得紧

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引用:
原帖由 ericca 于 2009-12-14 12:00 发表
CIBC 美金信用卡 好象是19.5%
TD的错过一次pym 增加5% interest rate, 黑心得紧

呵呵,谢谢提醒,一下子打错了。

对mispayment 的惩罚是所有信用卡公司都很严的啦,没有哪一家是会手下留情的,我有时候都跟我的朋友说,忘了老婆生日,也别忘了信用卡的due date。呵呵。



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银行账户信息,定存投资,个人贷款,房屋贷款。如果你想得到更多的咨询或更快的回复,可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:(250)405-2355   
lina.feng@bmo.com

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我正在使用的就是RBC美国银行的美金信用卡。没有年费和其他任何费用。你不能在RBC加拿大的银行申请,必须从RBC在美国的分支机构申请。RBC加拿大这边也有美元信用卡,但是有很高的年费不推荐。TD也有类似的。
到目前为止,使用RBC US的信用卡从RBC加拿大账户上转美元去美国还Bill还不需要付费,但是据说以后会要手续费。

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chase 的credit card没有这种汇率费用,可以办一个amazon chase的

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