linafeng

近来在银行的工作当中，发现有不少人对自己的SIN card认识很不深，不知道如何使用，如何保管。我在网上作了个资料收集，希望大家看了以后能有所帮助。

1。 我的SIN卡能做ID使用吗？
不能。你自己的SIN卡属于“机密”文件，不是个人ID。一定要小心使用！只有在“必要”的时候才能提供或出示你的SIN卡。

2。谁可以要求我提供SIN卡信息或出示我的SIN卡？

• your employer
• your income tax information
• financial institutions from which you earn interest or income (for example, banks, credit unions, trust companies)
• Canada Pension Plan (CPP) or Régie des rentes du Québec (RRQ) benefits
• Employment Insurance (EI) program benefits
• Canada Education Savings Grants (CESG) and Registered Education Savings Plans (RESP)
• Child Tax Benefit
• Canada Student Loans
• Goods and Services Tax (GST) / Harmonized Sales Tax (HST) claims
• Social assistance benefits
• Veterans benefits and programs
• Workers Compensation benefits
• child support payments.

3。什么情况下，我可以不提供我的SIN卡？

• proving your identity (except for specific government programs)
• completing a job application before you get the job
• completing an application to rent a property
• negotiating a lease with a landlord
• completing credit card application
• cashing a cheque
• applying for a video club membership
• completing some banking transactions (mortgage, line of credit, loan)
• completing a medical questionnaire
• renting a car
• subscribing to long-distance or cellular telephone services
• writing a will
• applying to a university or college.

4。如何保护你的SIN卡？

〉只有当你知道是对方是合法需要的情况下，才提供你的SIN卡号码。
〉及时通知Service Canada，如果你的姓名，地址，或SIN卡上的任何信息有错误，又或者是你的家人去世。
〉及时通知Service Canada, 如果你的SIN卡丢失，或你怀疑你的SIN已经被人非法使用。

以下是一些tips:

• Don’t carry your SIN card with you unless you know you will have to show it that day, for example, when starting a new job. Store your card safely, for example, in a secure file cabinet at home or in a safety deposit box.
• Never use your SIN card as a piece of identification. Doing so puts your SIN and personal information at risk.
• Don’t provide your SIN over the phone unless you make the call and you know with whom you are dealing.
• Never reply to e-mails that request personal information such as your SIN.
• Protect your personal information and your SIN. For example:
  • shred all paper records containing personal information once you no longer need them
  • use confidential passwords that contain a combination of upper and lower case characters, numbers and symbols
  • never use automatic login features that save user names and passwords on your computer
  • use a personal firewall and anti-virus software on your computer system.

5。SIN卡如果丢失或被盗，应该做什么？

• Report the loss or theft of your SIN card to the police. Ask for the case reference number, and the officer’s name telephone number.
• Carefully review your bank account, credit card and other financial transaction statements. If anything concerns you, contact your financial institution.
• Monitor your mail for any disruption in delivery.
• Call Canada’s two national credit bureaus. Ask for a free copy of your credit report and review it for any suspicious activity. You may also wish to see if your credit file should be flagged to indicate that your personal information has been put at risk and may be vulnerable to fraud. Contact information:
  Toll-Free Numbers
  • Equifax: 1 800 465-7166
  • TransUnion: 1 866 525-0262 (for residents of Quebec: 1 877 713-3393)
  From outside Canada (8:30am to 5:00pm EST) - Long distance charges apply
  
  • Equifax: 1 514 493-2314
  • TransUnion: 1 905 525-0262 (for residents of Quebec: 1 514 335-0374)

• Contact Service Canada if you suspect someone is using your SIN. Also consult our Web section for more information on how to deal with SIN fraud.

6。如果我捡到别人的SIN卡又该怎么办？

A found SIN card should be returned immediately to a Service Canada Centre or mailed to the Social Insurance Number Program at the following address:

Service Canada
Social Insurance Registration Office
P.O. Box 7000
Bathurst, New Brunswick E2A 4T1

7。如果我的SIN号码是9开头的，怎么在到期日前更新？

Social Insurance Numbers (SINs) that begin with a "9" are issued to temporary workers who are neither Canadian citizens nor permanent residents. These SINs are temporary and valid only until the expiry date printed on the front of the card.
If you are a holder of a SIN card that begins with a "9", it is important that you renew your SIN card to ensure that the expiry date always corresponds with the expiry date on your document from Citizenship and Immigration Canada authorizing you to work in Canada.
If you are an employer, learn more about your responsibilities related to your employees' SINs.


source from : http://www.servicecanada.gc.ca

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银行账户信息，定存投资，个人贷款，房屋贷款。如果你想得到更多的咨询或更快的回复，可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal Safeway Instore
1950 Foul Bay Road
Victoria, BC, V8R5A7
Tel:（250）405-5339   
lina.feng@bmo.com