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房地产业专业术语

Mortgage - Conventional
A first mortgage issued for up to 75 per cent of the property’s appraised value or purchase
price, whichever is lower.

Mortgage - High Ratio
A mortgage that exceeds 75 per cent of the loan-to-value ratio; must be insured by either the
Canada Mortgage and Housing Corporation (CMHC) or by a private insurer to protect the
lender against default by the borrower who has less equity invested in the property.




It should be 80% now.



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银行账户信息,定存投资,个人贷款,房屋贷款。如果你想得到更多的咨询或更快的回复,可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal Safeway Instore
1950 Foul Bay Road
Victoria, BC, V8R5A7
Tel:(250)405-5339   
lina.feng@bmo.com

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