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标题: 四大银行的信用卡-无年费积分比较 [打印本页]

作者: linafeng    时间: 2008-1-31 21:56     标题: 四大银行的信用卡-无年费积分比较

Comparison of No Fee Reward credit cards (April 2007)
source from www.bmo.com




Features
Mosaik MasterCard with the AirMiles Reward Option
CIBC Shoppers Optimum Visa
Canadian Tire Options MasterCard
President's Choice Financial MasterCard

Annual Card Fee
Bronze
Silver

$0

$0

$0
$0
$35




Additional card fee

Free

$5/additional card

Free, up to 4 max.

Free/additional card

Free, up to 4 max.
Reward level choice

Yes

No

NO
No
Earn 1 reward mile for every $40 spent on the card
Earn 1 reward mile for every $20 spent on the card
Earn 5 Shoppers Optimum Points for every dollar charged to the card
Earn Canadian Tire Money on purchases made on the card

Earn 10 PC Points for every dollar spent on the card

Low Rate Option Combined with Reward Option
Yes
(Low Rate Option 11.4% with $35 annual fee)
No
No
NO
Current interest rate
18.5%
19.50%
up to 25%(based on credit risk)
18.97%

Ability to change features without reapplying for a card?
Yes
No
No
No

Annual credit card
spend:                          Rewards earned:


$3000
72 reward miles
44 reward miles$25 purchase discount @Shoppers Drug Mart
N/A
$20 grocery discount
$6000
144 reward miles

300 reward miles
$55 purchase discount @Shoppers Drug Mart

N/A
$60 grocery discount

$9000

216 reward miles
444 reward miles
$75 purchase discount @Shoppers Drug Mart
N/A
$80 grocery discount

For example: Reddem for a 2 for 1 movie pass(25 reward miles) or $20 Shell Gas Certificate (175 reward miles)







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银行账户信息,定存投资,个人贷款,房屋贷款。如果你想得到更多的咨询或更快的回复,可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:(250)405-2355   
lina.feng@bmo.com




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