Coparison of Cash Back credit cards (April 2007)
source from
www.bmo.com
Feature
| Mosaik MasterCard with the CashBack Reward Option
| CIBC Dividend Visa
| TD Gold Elite Visa
| Scotia No-Fee MoneyBack Visa
|
Annual card fee
| 0.5% CashBack
| 1% CashBack
| $0
| $99
| $0
|
$0
| $49
|
Additional card fee
| Free
| $5 per additional card
| Free, up to 3 maximum
| $39/additional Card
| Free
|
Reward level choice
| Yes
| No(Cash back feature is tiered)
| No
| No(cash back feature is tiered)
|
| Earn 1 cashback point for every $2 charged to the card=$1 credit for every 200 points
| Earn 1 cashback point for every $1 charged to the card=$1 credit for every 100 points
| Tier one-0.25% up to $1500
Tier two-0.5% $1500.01 to $3000
Tier three-1%over $3000
| 1% annual rebate on annual purchases
| Tier one-0.25% up to $1500
Tier two-0.5% $1500.01 to $3000
Tier three-
1% over $3000
|
Low rate option combined with reward option
| Yes
(Low Rate option 11.4% with $35 annual fee)
| No
| No
| No
|
Current interest rate
| 18.5%
| 19.50%
| 19.75%
| 19.50%
|
Ability to change features without reapplying for a card?
| Yes
| No
| No
| No
|
Annual credit card
spend: Cash back credit:
$1500
| $7.50
| $15
| $3.75
| $15
| $3.75
|
$3000
| $15
| $30
| $15
| $30
| $15
|
$6000
| $30
| $60
| $60
| $60
| $60
|
$9000
| $45
| $90
| $90
| $90
| $90
|
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银行账户信息，定存投资，个人贷款，房屋贷款。如果你想得到更多的咨询或更快的回复，可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:（250）405-2355
lina.feng@bmo.com 
