MrGrant

http://www.timescolonist.com/business/Mortgage+rates+upswing+five+year+rate+cent/2739383/story.html

MrGrant

Mortgage rates are on the upswing in Canada, with both Royal Bank and TD Canada Trust raising rates they charge on certain fixed mortgages, including the benchmark five-year mortgage.

Five-year closed mortgages jump 60 percentage points to 5.85 per cent effective Tuesday, the banks said in separate statement Monday.

Four-year term closed mortgages rise by 0.40 percentage points to 5.34 per cent,

Royal's three-year product rises by 0.20 percentage points to 4.35 per cent, while at Canada Trust it gains 40 percentage points to 4.70 per cent.

MrGrant

Closed my flexible to 5 years fixed today, not sure if this is the right move. To Banks, you never win

MrGrant

由于贷款量大，只是尽量控制在自己能负担的范围内，现在5年利率基本是历史最低，但不一定比过浮动，锁定了，图个安心。

MrGrant

如果是投资，要看房屋位置和回报（出租），而不要过分考虑房屋走势，因为没有人看得清楚，您应放在十年的跨度考虑。

如果是居住，任何时间都可买。各国都印了那么多前，通涨会慢慢成主旋律，还有与我们日日相关的物价和租金。

等，您可等多久？几年吗？

一句名言：＂the best time to buy a real estate is yesterday ＂

MrGrant

咋没人早说啊，再加上5年%3.5，我就转了，现在晚了。我才拿到%3.66

MrGrant

Today Again!!!

The changes at RBC and TD take effect Tuesday.

http://www.yourhome.ca/homes/rea ... oost-mortgage-rates

Royal Bank of Canada kicked off another round of mortgage rate hikes Monday, just days after the Bank of Canada’s stern warning that higher interest rates are on the way.
   RBC said it will increase interest rates by 15 basis points, or 0.15 of a percentage point, on mortgages with terms from six months to 10 years

MrGrant

感觉银行也是在忽悠大家，让大家快去定长期。。

MrGrant

银行提供各种产品是满足不同需求。个人现在是长短结合。

MrGrant

常常感觉很失败